Lack of insurance holding you back?

I know I’ve been using the “I don’t have insurance” excuse to get out of skating my friend’s garage mini ramp, but it looks like I’m going to have to find a new one.
Check out Xtreme Sports Insurance. At $17/month, XSI offers accident insurance to action sports athletes, weekend warriors, and any other type of competitive athlete. Not to be confused with “health insurance”, XSI won’t cover your strep test, but it will cover your broken collar bone after you wreck on the mountain.
XSI began their services with a focus on MMA and found such a demand for it that they’ve branched out into the action sports world. After a lot of research, XSI was able to prove to insurance providers that based on the high amount of action sports participants there is a actually a very low amount of injuries. This allowed them to set up a program to cover anybody doing any active sport for a very low premium and they are now sponsoring pro shreds like Pat Milberry and events like the Campus Rail Jam Tour.
Now what excuse am I going to use to get out skating? Maybe I’ll have to fake an injury….












I’m actually signing up for this next month once the season starts.